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Close Faster. Choose Smarter. 150+ Lenders Working for You.

West Capital Lending connects California homebuyers, homeowners, and investors with the right loan — backed by a network of over 150 lenders and a process built to close in as few as 5 days.

Get Your Loan Options
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    NMLS #88528
    Licensed Mortgage Broker
    Equal Housing
    Opportunity
    We lend fairly, always
    150+ Lender
    Network
    More options, better fit
    Licensed in
    36 States
    Local expertise, broad reach
    5-Day Close
    Timeline
    Fast, efficient, no surprises
    Top-Rated
    on Google
    Read what our clients say
    Find the Right Loan for Where You're Headed
    Whether you’re buying your first home, tapping your equity, or building a rental portfolio, we have a loan product designed for your situation.
    Get into the home you want with competitive financing options tailored to your timeline and financial profile.
    Restructure your existing mortgage to better align with your financial goals — whether that means a different term, monthly payment, or loan structure.
    Leverage the equity you've built in your home to fund renovations, consolidate debt, or cover major expenses.
    Access a flexible line of credit or a lump-sum loan secured by your home's equity — without touching your existing first mortgage
    Qualify based on property cash flow, not personal income — ideal for real estate investors growing their portfolio.
    FHA loans are government-backed mortgages designed to make homeownership accessible with flexible credit requirements and down payment options starting at 3.5%
    VA home loans offer eligible veterans, active-duty service members, and surviving spouses significant advantages — including no down payment required in most cases and no private mortgage insurance.

    Three Steps from Application to Close

    Step 1
    TELL US ABOUT
    YOUR GOALS
    Complete our short intake form or call us directly. We’ll spend time understanding your purchase goals, timeline, credit profile, and financing needs before we make any recommendations.
    Step 2
    WE SHOP 150+
    LENDERS
    Instead of taking you to a single bank, we run your scenario across our entire lender network to identify the loan programs that fit your situation. You receive clear options with real numbers — no guesswork.
    Step 3
    CLOSE WITH
    CONFIDENCE
    Once you choose a direction, our team manages the file from application through closing. Our streamlined process is designed to close in as few as 5 days when conditions allow — keeping your deal on track
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    What Our Clients Are Saying
    “I tried going through my bank first and got nowhere after three weeks. West Capital had options ready for me within two days. The whole cash-out process was smooth and I never felt like I was being pushed into anything.”
    Jennifer R.
    Laguna Niguel, CA | Cash-Out Refinance
    “I was pre-approved in less than 24 hours and we closed in 8 days — which was the only way we were going to win in that market. Chris and the team knew exactly what lenders to approach for our situation. I’ve referred three friends already.”
    Marcus T.
    Irvine, CA | Purchase Loan
    Read All Reviews

    Frequently Asked Questions

    How does West Capital Lending help me find the right loan?

    We compare your situation across our network of more than 150 lenders to find loan programs that match your goals, financial profile, property type, and timeline. This gives you more options than working with a single bank.

    What types of mortgage loans do you offer?

    We offer purchase loans, refinancing, cash-out refinancing, HELOCs, home equity loans, VA loans, DSCR loans, and other financing options for homebuyers, homeowners, and real estate investors.

    How quickly can my mortgage close?

    Our streamlined process is designed to close eligible loans in as few as five days. The actual closing time depends on the loan program, property, documentation, appraisal, and other required conditions.

    Do I need to commit before discussing my loan options?

    No. You can submit the form or speak with one of our advisors to learn about the options available for your situation. There is no commitment required to have an initial conversation.

    Run the Numbers Before You Call
    Use our mortgage calculators to estimate monthly payments, compare loan scenarios, and understand
    how different terms affect your costs over time. These are planning tools — your actual figures will
    depend on your loan details.
    Open the Calculators
    Experienced Advisors. Straightforward Guidance.
    Our team is led by Branch Manager Chris Redoble, NMLS 88528 — a licensed mortgage professional
    with deep experience across purchase, investment, and non-traditional lending. We take the time to
    understand your situation before recommending a path forward.
    Meet The Team

    READY TO SEE WHAT YOU QUALIFY FOR?

    Fill out the form below and a West Capital Lending advisor will reach out within one business day to discuss your options — no commitment required.

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