Disclosures & Disclaimers
Licensing Disclosure
West Capital Lending is a licensed mortgage broker. NMLS ID: 1566096. Loan Officer: Chris Redoble, NMLS 88528, DRE 02122797. Licensed to conduct mortgage brokerage activities in 36 states. To verify our license, visit www.nmlsconsumeraccess.org.
No Guarantee of Rates or Terms (MAP Rule Compliance)
West Capital Lending does not guarantee specific mortgage interest rates, annual percentage rates (APR), monthly payment amounts, or loan terms. All rates and loan terms are subject to credit approval, market conditions, lender pricing, borrower qualifications, property type, loan amount, and loan-to-value ratio. Any rate or payment figures referenced on this website are examples only and do not represent an offer, commitment, or guarantee. Actual rates and terms will be disclosed on the official Loan Estimate provided after application.
No Offer to Lend
Nothing on this website or in any marketing material produced by West Capital Lending constitutes an offer to extend credit or a commitment to make a loan. All loans are subject to lender approval and applicable regulatory requirements. Not all applicants will qualify for all products.
No Government Agency Affiliation
West Capital Lending is not affiliated with, acting on behalf of, or at the direction of the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), the U.S. Department of Agriculture (USDA), Fannie Mae, Freddie Mac, or any other government agency or government-sponsored enterprise.
Equal Housing Opportunity Statement
West Capital Lending is an Equal Housing Opportunity lender. We conduct all lending activities without regard to race, color, religion, national origin, sex, familial status, disability, or any other characteristic protected under the Fair Housing Act, Equal Credit Opportunity Act, or applicable state and local fair lending laws.
Advertising Compliance
All advertising and marketing materials produced by West Capital Lending are intended to comply with applicable federal and state regulations, including the Mortgage Acts and Practices – Advertising (MAP) Rule (Regulation N), TILA, RESPA, and California DRE advertising requirements.
